Health insurance for Spanish residency is one of the requirements for all foreigners, whether they are EU citizens or non-EU nationals who wish to reside in Spain for a period of more than 90 days.
Whether for non-lucrative visa, temporary residence permits (internships or students) or long-term residence permits, it is mandatory for them to have a health insurance with an insurance company authorized in Spain.
health insurance for spanish residency Requirements
It must be without co-payments (sin copagos), which means that there are no limitations. The insured will not have to pay any additional cost each time he/she wants to use the medical service.
The health insurance for Spanish residency must be with no waiting periods (sin carencias), which means that you have the possibility to use all the medical coverage and services from the moment you register the policy, in contrast to insurances with waiting periods (con carencias) where you must wait for a period of time to make use of some coverage or services from the moment you register the policy.
The immigration authorities also require repatriation insurance, which means that in the event of a loss of life of the insured person, the insurance company is responsible for all the paperwork and the costs of transporting the body to his or her country of origin.
Our health insurance policies have no co-payments, no waiting periods, unlimited expenses and with repatriation, so that they meet all the requirements necessary by the immigration authorities for all the visa and residence permits in Spain.
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